the launch offer and advent calendar.

• —People aged 18 or over
• —Who join the Pilar waitlist on withpilar.com by 31 December 2026
• —One Pilar account per person

Pilar may decline or withdraw access where it reasonably believes a person joins on behalf of a competitor, to analyse or copy the service, or in breach of these terms or our Terms of Service. We tell the person by email: their waitlist data is deleted, and an account already opened is closed as described in Section 10 of our Terms of Service.

Launch offer

Pilar is free until 28 February 2027 for everyone who takes part.

With a valid promotion code

Pilar is free until 30 November 2027 if you entered a valid promotion code when you joined the waitlist. Pilar gives promotion codes to universities, partners, friends and family. A code may have a limited number of uses and an end date.

Your waitlist confirmation email says which free period applies to you. A code that is not recognised does not apply, and the launch offer applies instead. Promotion codes cannot be exchanged for money.

Both end dates are fixed: they do not depend on the day you join or the day you set up your account.

From 1 December 2026, we email everyone on the waitlist a link to set their password, starting with the people who joined earliest. If you join after 1 December 2026, you receive it within a few days.

After your free period, Pilar costs €5 a month per user, VAT included, if you choose to continue.

• —Nothing renews automatically, and no payment details are asked for during the free period
• —Before your free period ends, we tell you how to subscribe
• —No charge is ever made without your explicit consent

If you do not subscribe by the end of your free period:

• —Pilar stops updating your connected bank accounts
• —Your account stays available to read for 3 more months
• —After those 3 months, your account is deleted, as described in our Privacy Policy (Section 08)

We email you 14 days before your free period ends, on the day it ends, and 7 days before your account is deleted. You can subscribe at any time before the deletion and keep everything. You can also delete your account yourself at any time.

• —One door opens each day at midnight, Barcelona time, from 1 to 24 December 2026
• —From 25 to 31 December 2026, every door is open; from 1 January 2027, the calendar is no longer shown
• —A door you missed stays open: you can catch up at any time until 31 December 2026

The lessons are general financial education. They are not personal recommendations or investment advice, and they do not take your situation into account. You are responsible for your own financial decisions.

We may stop new sign-ups to the campaign before 31 December 2026 by saying so on this page. The free period of anyone who has already joined stays as described above.

How we handle your data is described in our Privacy Policy (https://withpilar.com/legal/privacy). These campaign terms are governed by Spanish law, as described in Section 13 of our Terms of Service, without prejudice to the consumer protection rules of your country.

Questions about the campaign: [email protected]

Legal notices: [email protected]