legal notice.

Pilar operates the Pilar financial wellbeing platform. Pilar provides:

• —Financial education content (courses on personal finance topics)
• —Financial data aggregation and visualisation tools
• —Wellbeing scoring and personal financial insights

Pilar does not provide investment advice, portfolio management, or personal recommendations as defined under MiFID II. Pilar is not a licensed investment firm and does not manage client assets.

By accessing withpilar.com or using the Pilar service, users agree to:

• —Provide accurate registration information
• —Not use the service for any unlawful purpose
• —Not attempt to gain unauthorised access to Pilar systems or other users' data
• —Comply with all applicable laws in their jurisdiction

All content on withpilar.com and the Pilar application — including text, graphics, logos, courses, and software — is the property of Pilar or its licensors and is protected by Spanish and international copyright law.

Users may not reproduce, distribute, modify, or commercially exploit any Pilar content without prior written permission.

Pilar takes reasonable measures to ensure the accuracy and availability of the service, but does not guarantee uninterrupted operation.

Educational content is provided for informational purposes only and does not constitute personalised financial advice. Users are responsible for their own financial decisions.

This legal notice is governed by Spanish law. Any dispute arising from access to or use of withpilar.com or the Pilar service will be resolved before the courts of Barcelona, Spain, without prejudice to any applicable consumer protection provisions.

General inquiries: [email protected]

Legal notices: [email protected]